Michalek Health Solutions is an independent Tampa health insurance brokerage built on honesty and putting people first. Founder Ryan Michalek — raised in a union-strong, working-class household — serves self-employed individuals, families, 1099 contractors, and small business owners across 31 states. He specializes in private, under-65 coverage for those without employer plans who don't yet qualify for Medicare. No call centers, no runaround — just an honest advisor working to leave every client better off.